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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,177 | $167,533-8.0% | $151,645+1.7% | $134,545+14.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.83% | 7.81%-31.6pp | 3.34%-27.2pp | 418.37%-442.2pp |
| Employer contribution / active EE | $1,458 | $6,828-78.6% | $6,165-76.4% | $4,742-69.3% |
| Participant deferral / active EE | $8,144 | $8,985-9.4% | $8,363-2.6% | $6,401+27.2% |
| Admin fee / account holder | $304 | $13,781-97.8% | $11,614-97.4% | $11,431-97.3% |