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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,912 | $118,708-65.5% | $98,920-58.6% | $158,982-74.3% |
| Participation rate | 83.3% | 77.8%+5.5pp | 76.0%+7.3pp | 82.0%+1.4pp |
| Annual return | 20.49% | 372.49%-352.0pp | 196.47%-176.0pp | 302.99%-282.5pp |
| Employer contribution / active EE | $3,921 | $3,334+17.6% | $2,689+45.8% | $4,763-17.7% |
| Participant deferral / active EE | $8,786 | $5,089+72.6% | $4,245+107.0% | $5,983+46.8% |
| Admin fee / account holder | $692 | $10,134-93.2% | $6,643-89.6% | $11,252-93.8% |