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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,041 | $148,629-95.3% | $135,982-94.8% | $139,487-95.0% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 18.22% | 79.33%-61.1pp | 68.32%-50.1pp | 373.84%-355.6pp |
| Employer contribution / active EE | $1,331 | $5,247-74.6% | $4,859-72.6% | $4,755-72.0% |
| Participant deferral / active EE | $2,613 | $8,102-67.8% | $7,760-66.3% | $6,713-61.1% |
| Admin fee / account holder | $944 | $12,406-92.4% | $10,767-91.2% | $11,407-91.7% |