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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,376 | $98,766-62.2% | $149,730-75.0% | $79,852-53.2% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.5%+11.3pp | 69.6%+24.1pp |
| Annual return | 35.11% | 27.43%+7.7pp | 276.70%-241.6pp | 31.72%+3.4pp |
| Employer contribution / active EE | $3,601 | $3,217+11.9% | $4,645-22.5% | $2,471+45.7% |
| Participant deferral / active EE | $9,584 | $5,681+68.7% | $6,843+40.1% | $3,740+156.2% |
| Admin fee / account holder | $1,740 | $6,052-71.2% | $9,310-81.3% | $5,306-67.2% |