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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,516 | $102,429-46.8% | $147,096-62.9% | $80,925-32.6% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 16.19% | 135.02%-118.8pp | 419.75%-403.6pp | 35.65%-19.5pp |
| Employer contribution / active EE | $4,243 | $3,716+14.2% | $4,936-14.0% | $2,756+53.9% |
| Participant deferral / active EE | $11,638 | $6,649+75.0% | $8,071+44.2% | $4,299+170.7% |
| Admin fee / account holder | $8,550 | $7,957+7.5% | $13,005-34.3% | $6,940+23.2% |