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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,516 | $102,382-46.8% | $147,005-62.9% | $80,874-32.6% |
| Participation rate | 96.3% | 75.8%+20.4pp | 82.2%+14.1pp | 67.6%+28.6pp |
| Annual return | 16.19% | 134.89%-118.7pp | 418.76%-402.6pp | 35.62%-19.4pp |
| Employer contribution / active EE | $4,243 | $3,715+14.2% | $4,934-14.0% | $2,756+54.0% |
| Participant deferral / active EE | $11,638 | $6,646+75.1% | $8,070+44.2% | $4,297+170.8% |
| Admin fee / account holder | $8,550 | $7,942+7.7% | $13,006-34.3% | $6,935+23.3% |