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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,185 | $76,608-78.9% | $56,077-71.1% | $145,877-88.9% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 10.07% | 3009.59%-2999.5pp | 1709.28%-1699.2pp | 551.28%-541.2pp |
| Employer contribution / active EE | $292 | $1,382-78.9% | $1,040-71.9% | $4,663-93.7% |
| Participant deferral / active EE | $1,435 | $2,624-45.3% | $1,954-26.5% | $6,691-78.5% |
| Admin fee / account holder | $681 | $3,325-79.5% | $2,825-75.9% | $13,402-94.9% |