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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,883 | $106,280-88.8% | $96,538-87.7% | $139,487-91.5% |
| Participation rate | 93.8% | 77.8%+15.9pp | 74.3%+19.4pp | 80.3%+13.4pp |
| Annual return | 35.72% | 38.48%-2.8pp | 35.74%0pp | 373.84%-338.1pp |
| Employer contribution / active EE | $2,737 | $4,107-33.4% | $3,740-26.8% | $4,755-42.4% |
| Participant deferral / active EE | $5,589 | $5,457+2.4% | $4,880+14.5% | $6,713-16.7% |
| Admin fee / account holder | $1,013 | $7,888-87.2% | $6,737-85.0% | $11,407-91.1% |