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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,497 | $138,114-89.5% | $125,391-88.4% | $134,545-89.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.69% | 750.88%-768.6pp | 572.41%-590.1pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,550 | $5,246-51.4% | $4,816-47.0% | $4,742-46.2% |
| Participant deferral / active EE | $7,717 | $7,801-1.1% | $7,448+3.6% | $6,401+20.6% |
| Admin fee / account holder | $473 | $11,570-95.9% | $10,009-95.3% | $11,431-95.9% |