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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,355 | $155,555-90.1% | $146,866-89.5% | $155,188-90.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.5%+6.4pp | 80.8%+8.1pp |
| Annual return | 45.05% | 115.41%-70.4pp | 102.85%-57.8pp | 148.84%-103.8pp |
| Employer contribution / active EE | $1,727 | $4,647-62.8% | $4,425-61.0% | $4,248-59.3% |
| Participant deferral / active EE | $6,571 | $8,044-18.3% | $7,759-15.3% | $6,531+0.6% |
| Admin fee / account holder | $390 | $14,755-97.4% | $13,620-97.1% | $14,480-97.3% |