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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,355 | $162,136-90.5% | $152,301-89.9% | $154,746-90.1% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 45.05% | 91.02%-46.0pp | 80.50%-35.4pp | 172.34%-127.3pp |
| Employer contribution / active EE | $1,727 | $4,890-64.7% | $4,624-62.7% | $4,379-60.6% |
| Participant deferral / active EE | $6,571 | $8,341-21.2% | $8,004-17.9% | $6,730-2.4% |
| Admin fee / account holder | $390 | $15,759-97.5% | $14,398-97.3% | $14,365-97.3% |