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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,867 | $28,624+95.2% | $53,647+4.1% | $82,637-32.4% |
| Participation rate | 10.3% | 47.3%-37.0pp | 56.3%-46.0pp | 68.1%-57.8pp |
| Annual return | 20.72% | 664.98%-644.3pp | 358.33%-337.6pp | 53.51%-32.8pp |
| Employer contribution / active EE | $189 | $637-70.4% | $962-80.4% | $2,552-92.6% |
| Participant deferral / active EE | $1,158 | $1,196-3.2% | $1,813-36.2% | $4,126-71.9% |
| Admin fee / account holder | $307 | $2,022-84.8% | $2,460-87.5% | $7,339-95.8% |