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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,489 | $176,105-95.7% | $159,474-95.3% | $167,536-95.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 38.05% | 331.91%-293.9pp | 263.68%-225.6pp | 478.82%-440.8pp |
| Employer contribution / active EE | $2,962 | $5,299-44.1% | $4,831-38.7% | $4,839-38.8% |
| Participant deferral / active EE | $3,030 | $7,751-60.9% | $7,353-58.8% | $6,342-52.2% |
| Admin fee / account holder | $906 | $12,559-92.8% | $10,802-91.6% | $12,315-92.6% |