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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,231 | $92,766+35.0% | $82,763+51.3% | $134,545-6.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -18.29% | 946.97%-965.3pp | 702.45%-720.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $1,067 | $3,273-67.4% | $3,008-64.5% | $4,742-77.5% |
| Participant deferral / active EE | $7,917 | $4,802+64.9% | $4,395+80.1% | $6,401+23.7% |
| Admin fee / account holder | $1,562 | $5,978-73.9% | $5,325-70.7% | $11,431-86.3% |