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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,927 | $148,582+42.6% | $135,942+55.9% | $139,456+52.0% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 14.13% | 79.26%-65.1pp | 68.28%-54.1pp | 373.45%-359.3pp |
| Employer contribution / active EE | $21,903 | $5,245+317.6% | $4,858+350.9% | $4,753+360.9% |
| Participant deferral / active EE | $15,908 | $8,101+96.4% | $7,759+105.0% | $6,711+137.0% |
| Admin fee / account holder | $19,317 | $12,402+55.8% | $10,764+79.5% | $11,407+69.3% |