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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,012 | $176,105-57.4% | $159,474-53.0% | $167,536-55.2% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 15.82% | 331.91%-316.1pp | 263.68%-247.9pp | 478.82%-463.0pp |
| Employer contribution / active EE | $4,352 | $5,299-17.9% | $4,831-9.9% | $4,839-10.1% |
| Participant deferral / active EE | $13,444 | $7,751+73.4% | $7,353+82.8% | $6,342+112.0% |
| Admin fee / account holder | $2,766 | $12,559-78.0% | $10,802-74.4% | $12,315-77.5% |