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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,238 | $106,008-92.2% | $92,240-91.1% | $147,586-94.4% |
| Participation rate | 80.0% | 80.4%-0.4pp | 76.5%+3.5pp | 82.8%-2.8pp |
| Annual return | 129.10% | 50.05%+79.1pp | 176.29%-47.2pp | 578.59%-449.5pp |
| Employer contribution / active EE | $1,265 | $4,333-70.8% | $3,680-65.6% | $4,876-74.1% |
| Participant deferral / active EE | $6,223 | $4,478+39.0% | $3,897+59.7% | $5,439+14.4% |
| Admin fee / account holder | $333 | $6,333-94.7% | $5,194-93.6% | $10,886-96.9% |