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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,629 | $102,429-73.0% | $147,096-81.2% | $80,925-65.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.74% | 135.02%-119.3pp | 419.75%-404.0pp | 35.65%-19.9pp |
| Employer contribution / active EE | $2,510 | $3,716-32.5% | $4,936-49.2% | $2,756-8.9% |
| Participant deferral / active EE | $4,640 | $6,649-30.2% | $8,071-42.5% | $4,299+7.9% |
| Admin fee / account holder | $634 | $7,957-92.0% | $13,005-95.1% | $6,940-90.9% |