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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,670 | $118,708-66.6% | $98,920-59.9% | $158,982-75.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | -6.31% | 372.49%-378.8pp | 196.47%-202.8pp | 302.99%-309.3pp |
| Employer contribution / active EE | $3,102 | $3,334-7.0% | $2,689+15.3% | $4,763-34.9% |
| Participant deferral / active EE | $4,234 | $5,089-16.8% | $4,245-0.3% | $5,983-29.2% |
| Admin fee / account holder | $2,942 | $10,134-71.0% | $6,643-55.7% | $11,252-73.9% |