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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,907 | $39,036-0.3% | $80,784-51.8% | $85,851-54.7% |
| Participation rate | 27.8% | 41.6%-13.8pp | 54.2%-26.4pp | 69.3%-41.5pp |
| Annual return | 0.00% | 26.31%-26.3pp | 87.31%-87.3pp | 318.63%-318.6pp |
| Employer contribution / active EE | $296 | $722-59.0% | $1,160-74.5% | $2,565-88.5% |
| Participant deferral / active EE | $761 | $1,326-42.6% | $2,145-64.5% | $3,952-80.7% |
| Admin fee / account holder | $816 | $2,429-66.4% | $3,380-75.9% | $6,261-87.0% |