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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,614 | $73,978-23.5% | $96,515-41.3% | $75,173-24.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 15.90% | 26.72%-10.8pp | 35.73%-19.8pp | 160.72%-144.8pp |
| Employer contribution / active EE | $5,880 | $2,931+100.6% | $3,740+57.2% | $2,671+120.1% |
| Participant deferral / active EE | $851 | $3,660-76.8% | $4,880-82.6% | $4,126-79.4% |
| Admin fee / account holder | $520 | $5,219-90.0% | $6,735-92.3% | $5,651-90.8% |