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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,289 | $167,353-94.4% | $143,797-93.5% | $134,545-93.1% |
| Participation rate | 93.3% | 84.8%+8.5pp | 80.3%+13.0pp | 81.2%+12.1pp |
| Annual return | -49.39% | 0.48%-49.9pp | -0.04%-49.3pp | 418.37%-467.8pp |
| Employer contribution / active EE | $5,120 | $5,620-8.9% | $4,952+3.4% | $4,742+8.0% |
| Participant deferral / active EE | $4,308 | $6,447-33.2% | $5,638-23.6% | $6,401-32.7% |
| Admin fee / account holder | $784 | $18,096-95.7% | $14,679-94.7% | $11,431-93.1% |