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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532 | $27,936-98.1% | $58,561-99.1% | $75,173-99.3% |
| Participation rate | 26.9% | 38.8%-11.9pp | 50.9%-23.9pp | 67.2%-40.3pp |
| Annual return | 86.97% | 44.21%+42.8pp | 4251.33%-4164.4pp | 160.72%-73.8pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $209 | $1,202-82.6% | $1,923-89.1% | $4,126-94.9% |
| Admin fee / account holder | $177 | $1,727-89.7% | $2,520-93.0% | $5,651-96.9% |