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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,774 | $183,592-74.0% | $155,574-69.3% | $145,877-67.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.66% | 61.37%-46.7pp | 64.87%-50.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $4,267 | $5,317-19.7% | $4,676-8.7% | $4,663-8.5% |
| Participant deferral / active EE | $6,895 | $6,466+6.6% | $5,629+22.5% | $6,691+3.0% |
| Admin fee / account holder | $1,450 | $19,316-92.5% | $15,914-90.9% | $13,402-89.2% |