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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,109 | $172,111-56.4% | $150,298-50.0% | $137,256-45.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.31% | 69.37%-51.1pp | 62.79%-44.5pp | 220.34%-202.0pp |
| Employer contribution / active EE | $4,297 | $4,636-7.3% | $4,154+3.4% | $4,156+3.4% |
| Participant deferral / active EE | $10,578 | $6,166+71.6% | $5,453+94.0% | $6,407+65.1% |
| Admin fee / account holder | $1,261 | $16,471-92.3% | $14,116-91.1% | $12,270-89.7% |