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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,109 | $185,312-59.5% | $161,489-53.5% | $154,746-51.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.31% | 103.84%-85.5pp | 89.72%-71.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $4,297 | $4,769-9.9% | $4,268+0.7% | $4,379-1.9% |
| Participant deferral / active EE | $10,578 | $6,350+66.6% | $5,630+87.9% | $6,730+57.2% |
| Admin fee / account holder | $1,261 | $18,654-93.2% | $16,006-92.1% | $14,365-91.2% |