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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,272 | $124,425-15.4% | $112,040-6.0% | $137,256-23.3% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 18.67% | 24.72%-6.0pp | 24.52%-5.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,021 | $3,411-11.4% | $2,954+2.3% | $4,156-27.3% |
| Participant deferral / active EE | $11,600 | $5,718+102.9% | $5,098+127.6% | $6,407+81.1% |
| Admin fee / account holder | $2,173 | $15,207-85.7% | $12,098-82.0% | $12,270-82.3% |