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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,424 | $210,991-67.6% | $153,741-55.5% | $145,897-53.1% |
| Participation rate | 75.0% | 82.1%-7.1pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.45% | 13.46%+2.0pp | 15.71%-0.3pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,838 | $6,057-53.1% | $5,042-43.7% | $4,663-39.1% |
| Participant deferral / active EE | $6,813 | $7,979-14.6% | $6,757+0.8% | $6,689+1.8% |
| Admin fee / account holder | $4,441 | $19,490-77.2% | $12,749-65.2% | $13,390-66.8% |