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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,272 | $136,860-23.1% | $120,344-12.5% | $154,746-32.0% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.7%-1.7pp | 80.7%-5.7pp |
| Annual return | 18.67% | 21.38%-2.7pp | 20.30%-1.6pp | 172.34%-153.7pp |
| Employer contribution / active EE | $3,021 | $3,533-14.5% | $3,0200% | $4,379-31.0% |
| Participant deferral / active EE | $11,600 | $5,793+100.2% | $5,135+125.9% | $6,730+72.4% |
| Admin fee / account holder | $2,173 | $15,393-85.9% | $12,742-82.9% | $14,365-84.9% |