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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,700 | $129,960-26.4% | $104,299-8.2% | $134,545-28.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | 408.37% | 42.06%+366.3pp | 24.62%+383.8pp | 418.37%-10.0pp |
| Employer contribution / active EE | $44,338 | $4,186+959.1% | $3,373+1214.4% | $4,742+835.1% |
| Participant deferral / active EE | $21,897 | $5,589+291.7% | $4,626+373.4% | $6,401+242.1% |
| Admin fee / account holder | $410 | $9,324-95.6% | $7,339-94.4% | $11,431-96.4% |