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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,516 | $148,623-18.9% | $135,974-11.4% | $139,466-13.6% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 5.91% | 79.30%-73.4pp | 68.30%-62.4pp | 373.66%-367.8pp |
| Employer contribution / active EE | $6,189 | $5,246+18.0% | $4,859+27.4% | $4,754+30.2% |
| Participant deferral / active EE | $12,945 | $8,103+59.8% | $7,760+66.8% | $6,712+92.9% |
| Admin fee / account holder | $4,907 | $12,406-60.4% | $10,767-54.4% | $11,409-57.0% |