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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,455 | $100,811-83.7% | $86,698-81.0% | $134,545-87.8% |
| Participation rate | 40.0% | 79.0%-39.0pp | 76.6%-36.6pp | 81.2%-41.2pp |
| Annual return | -18.41% | 29.11%-47.5pp | 35.96%-54.4pp | 418.37%-436.8pp |
| Employer contribution / active EE | $1,568 | $3,490-55.1% | $2,837-44.7% | $4,742-66.9% |
| Participant deferral / active EE | $3,309 | $5,339-38.0% | $4,656-28.9% | $6,401-48.3% |
| Admin fee / account holder | $102 | $10,926-99.1% | $7,492-98.6% | $11,431-99.1% |