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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,391 | $176,077-89.6% | $159,455-88.5% | $167,518-89.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 72.12% | 331.83%-259.7pp | 263.63%-191.5pp | 478.71%-406.6pp |
| Employer contribution / active EE | $1,287 | $5,298-75.7% | $4,830-73.4% | $4,838-73.4% |
| Participant deferral / active EE | $3,083 | $7,751-60.2% | $7,353-58.1% | $6,342-51.4% |
| Admin fee / account holder | $1,291 | $12,556-89.7% | $10,800-88.1% | $12,312-89.5% |