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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,887 | $82,678-43.3% | $125,391-62.6% | $68,490-31.5% |
| Participation rate | 96.9% | 75.1%+21.9pp | 82.4%+14.5pp | 67.9%+29.0pp |
| Annual return | -18.74% | -5.97%-12.8pp | 572.41%-591.2pp | -7.85%-10.9pp |
| Employer contribution / active EE | $10,860 | $3,382+221.1% | $4,816+125.5% | $2,597+318.2% |
| Participant deferral / active EE | $24,512 | $6,111+301.1% | $7,448+229.1% | $4,028+508.6% |
| Admin fee / account holder | $4,037 | $6,277-35.7% | $10,009-59.7% | $5,403-25.3% |