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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,924 | $96,388-36.8% | $80,627-24.4% | $139,466-56.3% |
| Participation rate | 75.0% | 73.6%+1.4pp | 67.0%+8.0pp | 80.3%-5.3pp |
| Annual return | 23.27% | 1352.08%-1328.8pp | 936.76%-913.5pp | 373.66%-350.4pp |
| Employer contribution / active EE | $1,812 | $3,260-44.4% | $2,723-33.4% | $4,754-61.9% |
| Participant deferral / active EE | $4,852 | $5,224-7.1% | $4,443+9.2% | $6,712-27.7% |
| Admin fee / account holder | $518 | $6,603-92.2% | $5,381-90.4% | $11,409-95.5% |