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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,135 | $167,522-92.8% | $151,639-92.0% | $134,532-91.0% |
| Participation rate | 88.2% | 88.4%-0.1pp | 87.5%+0.7pp | 81.2%+7.0pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $3,267 | $6,828-52.2% | $6,165-47.0% | $4,741-31.1% |
| Participant deferral / active EE | $9,602 | $8,986+6.9% | $8,363+14.8% | $6,401+50.0% |
| Admin fee / account holder | $498 | $13,780-96.4% | $11,613-95.7% | $11,429-95.6% |