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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $43,004 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $17,496 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,679 | $47,180-54.1% | $149,723-85.5% | $74,473-70.9% |
| Participation rate | 74.8% | 63.4%+11.4pp | 78.8%-4.0pp | 70.7%+4.1pp |
| Annual return | 19.39% | 22.75%-3.4pp | 134.50%-115.1pp | 34.36%-15.0pp |
| Employer contribution / active EE | $484 | $1,907-74.6% | $4,821-90.0% | $2,638-81.6% |
| Participant deferral / active EE | $2,507 | $2,730-8.2% | $5,682-55.9% | $4,530-44.7% |
| Admin fee / account holder | $97 | $343-71.6% | $13,215-99.3% | $347-71.9% |