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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $48,519 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $27,901 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,472 | $50,919-55.9% | $155,556-85.6% | $77,762-71.1% |
| Participation rate | 61.9% | 63.1%-1.2pp | 78.2%-16.3pp | 70.6%-8.7pp |
| Annual return | 16.13% | 34.84%-18.7pp | 64.84%-48.7pp | 31.27%-15.1pp |
| Employer contribution / active EE | $432 | $1,991-78.3% | $4,675-90.8% | $2,728-84.2% |
| Participant deferral / active EE | $2,407 | $2,824-14.8% | $5,631-57.3% | $4,651-48.2% |
| Admin fee / account holder | $106 | $437-75.6% | $15,885-99.3% | $433-75.4% |