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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,054 | $202,342-85.1% | $172,753-82.6% | $152,909-80.3% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 28.19% | 1029.88%-1001.7pp | 803.00%-774.8pp | 345.46%-317.3pp |
| Employer contribution / active EE | $4,886 | $5,857-16.6% | $5,144-5.0% | $4,764+2.6% |
| Participant deferral / active EE | $5,080 | $5,948-14.6% | $5,198-2.3% | $5,851-13.2% |
| Admin fee / account holder | $438 | $17,112-97.4% | $13,956-96.9% | $11,601-96.2% |