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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,099 | $77,920-34.4% | $149,723-65.9% | $75,177-32.0% |
| Participation rate | 81.4% | 65.6%+15.8pp | 78.8%+2.6pp | 67.2%+14.2pp |
| Annual return | 33.66% | 31.72%+1.9pp | 134.50%-100.8pp | 160.75%-127.1pp |
| Employer contribution / active EE | $8,107 | $3,138+158.3% | $4,821+68.1% | $2,671+203.5% |
| Participant deferral / active EE | $14,482 | $3,411+324.5% | $5,682+154.9% | $4,126+251.0% |
| Admin fee / account holder | $10,119 | $5,951+70.1% | $13,215-23.4% | $5,651+79.1% |