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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,157 | $157,304-90.4% | $141,197-89.3% | $152,909-90.1% |
| Participation rate | 89.5% | 84.8%+4.6pp | 82.5%+7.0pp | 82.5%+7.0pp |
| Annual return | 75.99% | 64.34%+11.6pp | 71.41%+4.6pp | 345.46%-269.5pp |
| Employer contribution / active EE | $4,347 | $5,263-17.4% | $4,736-8.2% | $4,764-8.8% |
| Participant deferral / active EE | $5,893 | $7,111-17.1% | $6,710-12.2% | $5,851+0.7% |
| Admin fee / account holder | $1,084 | $12,126-91.1% | $10,265-89.4% | $11,601-90.7% |