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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,296 | $36,948-45.1% | $73,658-72.4% | $87,485-76.8% |
| Participation rate | 70.8% | 46.8%+24.0pp | 57.0%+13.8pp | 68.9%+1.9pp |
| Annual return | 13.17% | 28.64%-15.5pp | 29.72%-16.6pp | 26.06%-12.9pp |
| Employer contribution / active EE | $1,545 | $670+130.6% | $1,032+49.7% | $2,596-40.5% |
| Participant deferral / active EE | $2,849 | $1,379+106.6% | $2,062+38.2% | $4,274-33.3% |
| Admin fee / account holder | $10,094 | $2,531+298.9% | $3,357+200.7% | $7,775+29.8% |