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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,296 | $29,319-30.8% | $52,425-61.3% | $82,448-75.4% |
| Participation rate | 70.8% | 46.9%+24.0pp | 55.6%+15.2pp | 68.1%+2.8pp |
| Annual return | 13.17% | 535.20%-522.0pp | 302.12%-289.0pp | 41.64%-28.5pp |
| Employer contribution / active EE | $1,545 | $586+163.4% | $914+69.0% | $2,551-39.4% |
| Participant deferral / active EE | $2,849 | $1,171+143.2% | $1,790+59.1% | $4,139-31.2% |
| Admin fee / account holder | $10,094 | $1,962+414.5% | $2,495+304.6% | $7,234+39.5% |