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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,555 | $88,815-82.5% | $81,882-81.0% | $145,897-89.3% |
| Participation rate | 91.7% | 75.1%+16.6pp | 72.4%+19.3pp | 80.3%+11.4pp |
| Annual return | 11.43% | 1033.75%-1022.3pp | 779.47%-768.0pp | 552.29%-540.9pp |
| Employer contribution / active EE | $1,849 | $3,086-40.1% | $2,916-36.6% | $4,663-60.3% |
| Participant deferral / active EE | $3,956 | $4,647-14.9% | $4,323-8.5% | $6,689-40.9% |
| Admin fee / account holder | $460 | $8,434-94.5% | $7,360-93.8% | $13,390-96.6% |