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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,125 | $202,342-97.0% | $172,753-96.5% | $152,909-96.0% |
| Participation rate | 93.8% | 87.1%+6.7pp | 82.6%+11.1pp | 82.5%+11.3pp |
| Annual return | 28.36% | 1029.88%-1001.5pp | 803.00%-774.6pp | 345.46%-317.1pp |
| Employer contribution / active EE | $1,473 | $5,857-74.8% | $5,144-71.4% | $4,764-69.1% |
| Participant deferral / active EE | $3,125 | $5,948-47.5% | $5,198-39.9% | $5,851-46.6% |
| Admin fee / account holder | $464 | $17,112-97.3% | $13,956-96.7% | $11,601-96.0% |