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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,357 | $162,136-93.6% | $152,301-93.2% | $154,746-93.3% |
| Participation rate | 92.9% | 84.1%+8.8pp | 82.4%+10.4pp | 80.7%+12.2pp |
| Annual return | 20.98% | 91.02%-70.0pp | 80.50%-59.5pp | 172.34%-151.4pp |
| Employer contribution / active EE | $1,388 | $4,890-71.6% | $4,624-70.0% | $4,379-68.3% |
| Participant deferral / active EE | $3,159 | $8,341-62.1% | $8,004-60.5% | $6,730-53.1% |
| Admin fee / account holder | $2,165 | $15,759-86.3% | $14,398-85.0% | $14,365-84.9% |