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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,670 | $127,790-52.5% | $106,555-43.1% | $167,536-63.8% |
| Participation rate | 83.3% | 78.3%+5.1pp | 76.1%+7.2pp | 82.1%+1.2pp |
| Annual return | 5.80% | 33.88%-28.1pp | 26.80%-21.0pp | 478.82%-473.0pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,819-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $4,756 | $5,088-6.5% | $4,399+8.1% | $6,342-25.0% |
| Admin fee / account holder | $176,293 | $11,229+1470.0% | $7,408+2279.8% | $12,315+1331.6% |