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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,905 | $199,109-12.7% | $173,730+0.1% | $154,746+12.4% |
| Participation rate | 95.2% | 82.8%+12.4pp | 79.6%+15.7pp | 80.7%+14.5pp |
| Annual return | 16.98% | 20.02%-3.0pp | 19.96%-3.0pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,213 | $5,311-39.5% | $4,577-29.8% | $4,379-26.6% |
| Participant deferral / active EE | $13,808 | $7,113+94.1% | $6,326+118.3% | $6,730+105.2% |
| Admin fee / account holder | $2,162 | $20,916-89.7% | $17,523-87.7% | $14,365-85.0% |