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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,160 | $165,381+6.5% | $149,730+17.7% | $158,966+10.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 53.25% | 348.29%-295.0pp | 276.70%-223.5pp | 302.95%-249.7pp |
| Employer contribution / active EE | $36,925 | $5,104+623.4% | $4,645+694.9% | $4,762+675.3% |
| Participant deferral / active EE | $18,235 | $7,182+153.9% | $6,843+166.5% | $5,983+204.8% |
| Admin fee / account holder | $18,879 | $10,809+74.7% | $9,310+102.8% | $11,250+67.8% |