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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,826 | $185,883-70.5% | $170,043-67.8% | $139,466-60.7% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 19.20% | 60.54%-41.3pp | 53.40%-34.2pp | 373.66%-354.5pp |
| Employer contribution / active EE | $2,378 | $7,596-68.7% | $6,790-65.0% | $4,754-50.0% |
| Participant deferral / active EE | $4,159 | $11,626-64.2% | $10,410-60.0% | $6,712-38.0% |
| Admin fee / account holder | $12,272 | $15,393-20.3% | $12,824-4.3% | $11,409+7.6% |