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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,263 | $166,242-83.6% | $165,071-83.5% | $145,884-81.3% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 14.86% | 100.44%-85.6pp | 70.17%-55.3pp | 551.85%-537.0pp |
| Employer contribution / active EE | $1,829 | $5,283-65.4% | $4,347-57.9% | $4,662-60.8% |
| Participant deferral / active EE | $7,025 | $6,964+0.9% | $6,035+16.4% | $6,690+5.0% |
| Admin fee / account holder | $789 | $16,658-95.3% | $12,695-93.8% | $13,392-94.1% |