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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,218 | $100,073-88.8% | $85,126-86.8% | $145,877-92.3% |
| Participation rate | 30.0% | 74.1%-44.1pp | 67.5%-37.5pp | 80.3%-50.3pp |
| Annual return | 22.35% | 84.11%-61.8pp | 66.63%-44.3pp | 551.28%-528.9pp |
| Employer contribution / active EE | $622 | $3,236-80.8% | $2,731-77.2% | $4,663-86.7% |
| Participant deferral / active EE | $1,110 | $5,294-79.0% | $4,523-75.5% | $6,691-83.4% |
| Admin fee / account holder | $2,957 | $7,261-59.3% | $6,160-52.0% | $13,402-77.9% |