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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,218 | $99,921-88.8% | $85,009-86.8% | $145,959-92.3% |
| Participation rate | 30.0% | 74.1%-44.1pp | 67.5%-37.5pp | 80.3%-50.3pp |
| Annual return | 22.35% | 83.89%-61.5pp | 66.47%-44.1pp | 561.95%-539.6pp |
| Employer contribution / active EE | $622 | $3,233-80.8% | $2,728-77.2% | $4,661-86.7% |
| Participant deferral / active EE | $1,110 | $5,293-79.0% | $4,522-75.4% | $6,689-83.4% |
| Admin fee / account holder | $2,957 | $7,252-59.2% | $6,153-51.9% | $13,398-77.9% |