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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,510 | $88,778-88.2% | $81,844-87.2% | $145,884-92.8% |
| Participation rate | 46.2% | 75.1%-28.9pp | 72.4%-26.2pp | 80.3%-34.1pp |
| Annual return | 10.77% | 1033.03%-1022.3pp | 778.87%-768.1pp | 551.85%-541.1pp |
| Employer contribution / active EE | $1,098 | $3,087-64.4% | $2,916-62.4% | $4,662-76.5% |
| Participant deferral / active EE | $1,351 | $4,648-70.9% | $4,323-68.8% | $6,690-79.8% |
| Admin fee / account holder | $4,544 | $8,430-46.1% | $7,355-38.2% | $13,392-66.1% |